Accidents within scope of pupil accident insurance

  • The term 'pupil' refers to children in schools, nursery schools and day-care facilities, pupils at general schools and vocational colleges, and students. By analogy, the term 'school' also refers to children's day-care centres and institutions of higher education.
  • In the area of pupil accident insurance, any accident which results in treatment by a doctor is reportable. In 2021, due to the persistent lockdown caused by the COVID-19 pandemic, only 655.373 reportable accidents at school were recorded, representing a decrease of about 5 % from 39,1 to 37 per 1,000 students.
  • New pensions resulting from accidents at school decreased by 36 %, to 389. Because of the time lag between the accident and the first pension payment, the effect of the previous year’s lockdown is also partially captured by these numbers.Thus the risk of a serious school accident decreased from 0.034 to 0.022 per 1,000 students (- 35 %).
  • The number of reportable school commuting accidents fell by 13 % to 62.545 compared to the previous year. The risk of an accident on the way to or from school declined to 3.53 per 1,000 students (- 13 %). The number of new pensions resulting from school commuting accidents decreased by around 24 % to 189 cases.